June 2025

The content was updated to improve readability and to clarify that Regulation E protections are generally not applicable to business purpose (corporate) accounts.

4125.10 - Corporate Account Takeover (REDLINED).docx

May 2025

This update includes 9 policy updates and 1 new procedure. A few policy revisions are around Succession Planning as a result of the NCUA's Final Rule that becomes effective on January 1, 2026. Additional updates were made to the Enterprise Risk Management, Third-Party Vendor Due Diligence and Oversight, as well as Real Estate Appraisals Appendices policies. Changes were also made to comply with the FTC updates impacting the Children's Online Privacy Protection Act.

February 2025

This brief update includes revisions to the OFAC Policy (2145) and the Security Record Retention table (10010) for certain OFAC blocked property records from five years to 10 years based on a regulatory change effective on March 12, 2025.

December 2024

This update contains 12 policy updates, many in response to annual threshold changes including updates to Regulation Z, consumer leasing, HSA contribution limits, HMDA asset size exemption, reserve requirements, residential real estate loans and appraisals, ability to repay, and the Home Ownership and Equity Protection Act.

January 2025

The NCUA has new cyber incident reporting requirements and an updated webform to make these reports. Sections 1640 and 1654 were updated in response to the availability of the new webform.

November 2024

Several sections of the Cyber Incident Response content had minor updates due to recent examiner feedback. One new section (1663: NCUA Guidance – SAR Reporting in a Cyber Incident) was added to the Model BCP.

Click here to access additional content update archives.

Next Steps for your Credit Union

Using the Content Overview document as a guide along with the redlined documents related to the update, review the changes for each policy, and for each section of content decide if you want to:

Do nothing and leave your content as-is (usually only if the update does not apply to your credit union, or you are not currently using the content).
Remove the custom customized version of the content and import the updated model content in its entirety.
Use the redlined version as a guide and manually incorporate the updates into the customized version.

If you have any questions, please contact the support team at 360support@infosight360.com.